Carpenter Insurance in Missouri

Customized insurance for your Missouri carpenter business

Carpenters are an essential part of The Show Me State’s construction industry. They provide services at every stage of a construction project, from assembling the rough framework to crafting a building’s finishing touches. Carpenters’ insurance for Missouri businesses could help protect your growing small business.

Learn more about carpenters insurance in Missouri and how BizInsure can help you compare multiple quotes from A-rated insurers.

Types of carpenter coverage in Missouri

You may consider different types of carpentry contractor insurance in Missouri to help protect your finances and employees.

General Liability

Working in construction is often unpredictable, and work sites can be dangerous. Even small accidents can potentially cause big problems for your carpentry business.

Injuring someone else or damaging their property, even by mistake, could leave you with expensive bills or calls for compensation. That’s why many carpenters consider General Liability insurance for their businesses.

Your General Liability policy can protect you against claims made by an outside party regarding injury or damage to their property. In these instances, your policy will cover your legal expenses as well as your cost to replace or remedy the situation up to the limits of liability.

Workers’ Compensation

Workers’ Compensation insurance protects you against medical expenses and lawsuits that can arise from employee workplace injuries and illnesses. It could also pay lost wages as a result of the work injuries that an employee sustains.

A Workers’ Compensation policy is part of Missouri’s business insurance requirements. By law, most businesses in the construction industry must have this coverage if they have one or more employees. (Check the Missouri Department of Labor website for up-to-date information on workers’ comp laws.)