Errors and Omissions Insurance in
New Hampshire

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What is Errors and Omissions insurance?

Errors and Omissions (E&O) insurance protects you from claims raised due to unintentional mistakes made in the professional capacity. It may also be sold as Professional Liability insurance.

According to the U.S. Small Business Administration (SBA) Office of Advocacy, as of 2022, there were 138,199 small businesses operating in The Granite State. They comprise 99 percent of the state’s businesses, but these numbers are on the rise.

Regardless of which industry you work in, the nature of the products you offer, or the nature of the services you provide There is always a chance for making mistakes. While you might be an experienced professional however, it’s only one mistake to cause a lawsuit against your company.

Errors & Omissions Insurance is essential for entrepreneurs with small businesses in order in order to protect their financial security in today’s highly competitive market. Your company is protected from liabilities arising from your carelessness (errors) and lack of services.

What does Errors and Omissions insurance cover?

E&O insurance in NH covers your legal expenses up to maximum amount stipulated in your policy documents. It can save you money on:

  • Legal Costs – Lawyers typically charge an hourly fee. Even if the matter can be resolved in a short time, it can be costly hiring a reputable legal professional. The longer it will take to be resolved, the more you’ll need to pay.
  • Court costs – Filing court documents fees, underwriting costs and other administrative expenses.
  • Settlements to save both sides money and to avoid costly, lengthy court costs, most cases are settled outside of court. Based on what your legal advisor advises on your behalf, you may have to pay your client a set amount.
  • Judgments – In the event that your case goes to trial and the judge decides in favor of the plaintiff, you’ll have to pay the adjudged amount or be at risk of a lien being placed on the assets of your business.

Who might need Errors or Omissions insurance?

Professionals and businesses who give clients information, advice, and educated suggestions and designing solutions, as well as those that represent the requirements of the public should take Errors and Omissions insurance.

No matter if the claim is valid or not, Errors & Omissions insurance will shield you, your business, and your image from costly consequences.

Many professions require Errors and Omissions insurance. They include however, they are not restricted to:

Architects Notary Publics 
Consultants Personal Trainers
Engineers  Pilates Instructors 
Home Care Providers and Businesses Yoga Instructors 
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How much does Errors and Omissions insurance cost in New Hampshire?

The average cost for E&O insurance in New Hampshire is $884 per year. However this may depend on your particular business. As with any insurances, the higher the risk factor that you are exposed to, the more you be required to cover.

These are the factors which affect the price of your Errors and Omissions coverage:

  • The business’s goals, the location, and risk appetite
  • Your business’ turnover and size
  • What is the amount of insurance you need?
  • If you have any, please provide your previous claims have been denied.
  • The applicants – their qualifications, suitability for the job , and if they have any past history of claims

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How to get E&O insurance for New Hampshire business?

BizInsure allows you to compare E&O policy from top-rated U.S. insurance companies. BizInsure will find the best coverage for your small business for a fair price.

Learn more about E&O insurance in the states where you work.

Alaska
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois

Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana

Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania

Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
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Leeroy P.
Leeroy P.
Good service
Cheryl M.
Cheryl M.
Jennifer was amazing, informative and guided me to exactly what was needed to cover my business. Highly recommend.
Ruth M.
Ruth M.
First of all the agent I spoke with was very kind and helpful. Her name is Andrea. I appreciate the easy and quick online application to purchase my insurance.
Patience M.
Patience M.
I worked with Amy on getting professional insurance and she was fantastic! Some of the best customer service I’ve experienced in a long time. She was diligent and supportive, but never pushy.
Jamie F.
Jamie F.
The process was smooth and everyone answered questions along the way as needed. Andrea’s follow-up was excellent. Thank you!
Don C.
Don C.
Jen was awesome
Lawrence W.
Lawrence W.
I have been with Bizinsure for many years and they are always up to date with the latest policy information and the most competitive rates!
wayne A.
wayne A.
My interaction with the agent was very pleasant and she answered my questions. She also responded very quickly when I had questions.
Tiffany S.
Tiffany S.
BizInsure understood exactly what I needed and provided an affordable quote. The process was easy and I'm glad I used their services!
Sue N.
Sue N.
Our company has been with BizInsure since 2020. we are very happy with the service they provide.
TALLAHASSEE PT & REHAB SVCS II L.
TALLAHASSEE PT & REHAB SVCS II L.
Very Fast and easy
Melody W.
Melody W.
Just started but the process was easy. Agent was kind and the price was great.I will see how the service is going forward, but starting was very easy and inexpensive.
Doris J H.
Doris J H.
Customer service was great! I got the help I needed!
Sharon S.
Sharon S.
Super A rated and affordable coverage.
Rachel L.
Rachel L.
Dina and Ashleih were so helpful! They made our package work for us. Grateful for the quick service.
DULUTH HEALTHCARE S.
DULUTH HEALTHCARE S.
I want to thank you for making my insurance search so simple and efficient. I also appreciated the easy communication options, which helped me make the right purchase decision. I'm really grateful for your company's support!.
Kerith B.
Kerith B.
Jenifer S. was the agent that I worked withi to secure general liability insurance. She was very knowledgeable, helpful and worked diligently to ensure that.my coverage needs were met and for a great price. I would definitely recommend her to others as she was a pleasure to work with.
Lotanga J.
Lotanga J.
The agent was very knowledgeable and was very quick in handling my request.
Michelle T.
Michelle T.
Good customer service
Diana M.
Diana M.
Fast friendly professional service
Chip R.
Chip R.
Jennifer was fabulous. Quick & easy quote for GL/PL coverage and saved me money over previous policy. My wife referred me - she's always right!!
Tina P.
Tina P.
Representative was very kind, helpful, and educated me well. I especially appreciate their professionalism and patience.
Mason J.
Mason J.
Been with this company for about 4 years. They have provided me with excellent coverage, user-friendly technology and very low rate. As an accountant, they are my first choice for my small business clients.
Bob D.
Bob D.
Absolutely the easiest, absolutely the fastest, the best I can tell the lowest cost. For many businesses, Insurance is a dirty word, because it's complicated and we're actually so busy minding our business that when complicated insurance issues get in the way, it slows us down. But not with these guys. Biz Insure LLC has figured it out and thank goodness they have...
Woman OF D.
Woman OF D.
Thanks, you for your service
Queena
Queena
I want to say thank you for all the hard work the agent put in with me. She was glad to hear from me. Very pleasant to deal with and solved my needs
Sherry S.
Sherry S.
Thank you for your professionalism and patience and helpfulness with my insurance needs for my new business. Thank you, Amy Raley as well for all of your help - you are sincerely appreciated and you are an asset to BizInsure LLC!
Michelle C.
Michelle C.
I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Pauline L.
Pauline L.
Agent was precise and clear with explanation. Getting a quote was fast and easy. Thank you
Plain S.
Plain S.
Easy to renew Policy
Kunbi A.
Kunbi A.
BizInsures insurance is easy and affordable. Employees are well courteous and professional.
William T.
William T.
The renewal process is fast and efficient.
Hive E.
Hive E.
Easy to get Quote and start insurance with the recommended Insurance company. Not sure yet on services there after.
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