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Top 5 challenges facing home healthcare professionals

Dec 11, 2023 · 3 minutes to read

Home health care is a growing industry. If you open a homecare business, you may need to overcome many of the difficulties faced by healthcare workers and agencies to make your business a success.

Nurse talking with an old woman

Here are three healthcare industry issues that challenge home healthcare professionals and ways to help protect your business.

1. Negligence lawsuits

Lawsuits are an unfortunate part of working in the healthcare industry. Even if you’re not at fault, allegations made by an unhappy patient, or their family could end your business dreams.

Professional Liability insurance, a type of home healthcare insurance, is one way to help manage the fallout. It can protect professional service providers from potentially devastating financial damages resulting from alleged negligence or error in the delivery of your services.

2. Long work hours

Homecare workers often work long hours as they may need to visit several patients in a single day or provide overnight care. This can be tiring for staff and contribute to injuries and mistakes.

Keeping your business adequately staffed is essential to providing high-quality care. You might consider attracting additional staff (and retaining your current workforce) by offering competitive salaries and health insurance packages.

3. Burnout

A form of exhaustion, burnout is widespread among home care workers. When you or your staff feel overwhelmed or overworked, this can cause mistakes, injuries and illness—major hazards for your home health agency.

Allowing employees time off, proper support and the ability to openly bring their concerns to you may be helpful.

Workers’ Compensation insurance can also assist with managing injuries and illnesses that result from staff burnout, including coverage for medical expenses and lawsuits. It could also pay lost wages as a result of the work injuries that an employee sustains.

Protecting your home care business

There are many challenges faced by healthcare workers and businesses. Home healthcare insurance is one way to manage common industry issues. Along with Professional Liability and Workers’ Compensation, you may also consider other types of coverage like a Business Owner’s Policy. Each can cover unexpected expenses, including legal fees and business interruption costs.

Ready to overcome the challenges of running a home health agency? BizInsure has got you covered.

Compare top-rated insurers in minutes and get protected instantly—online or over the phone. Get your free quotes today and start protecting your business with home healthcare insurance.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.

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