Insurance for Home Healthcare Providers
in Florida

Florida home healthcare providers are highly qualified and offer excellent patient care. But, it can be risky to work so closely with people at their home. Insurance can help manage many of your most common risks.

• General Liability Insurance – When a patient slips or falls, they need to be taken to the emergency room. While visiting a patient’s house, you accidentally drop and break an expensive vase. These are just two types of claims General Liability insurance could help with.
• Professional Liability Insurance – Patients and their families are dependent on your knowledge and skill. A negligence lawsuit or any other professional liability claim could be brought against you if your care is not up to standard.
• Cyber Liability Insurance – Healthcare agencies can store sensitive patient information. Cyber Liability insurance can be helpful if you are the victim of a data leak or another malicious attack.

BizInsure can help home-health aides and agencies to find business insurance that addresses the unique risks you face every day.

n Florida, home health care aides are often referred to as Certified Nursing Assistants (CNAs). To become a CNA in Florida, you generally need to complete a state-approved training program and pass a competency examination. Here is an overview of the typical steps involved:

1. Training Program: Enroll in a state-approved CNA training program in Florida. These programs are offered by various educational institutions, community colleges, vocational schools, and even some healthcare facilities. The training usually consists of both classroom instruction and hands-on clinical experience.
2. Background Check: Complete a background check, including fingerprinting. This is typically required for all healthcare-related professions in Florida to ensure patient safety.
3. Competency Examination: After completing the training program, you must pass a competency examination to become a certified CNA in Florida. The exam includes a written portion and a skills demonstration. The Florida Department of Health (DOH) contracts with a testing organization called Prometric to administer the competency exam.
4. Application: Once you have successfully passed the competency exam, you can submit an application for certification to the Florida DOH. The application usually requires providing your personal information, documentation of training completion, exam results, and payment of the required fees.

It’s important to note that specific requirements and procedures may vary, so it’s recommended to visit the Florida Department of Health’s website or contact their office directly for the most accurate and current information. They can provide you with the latest details regarding licensing requirements, application forms, fees, and any additional steps that may be necessary.

Remember to stay updated with any changes in the regulations or requirements as you go through the process of obtaining a home health care aide license in Florida.