Insurance for Home Health Care Providers
New Jersey

New Jersey’s home health care providers provide high-quality services to patients. It is possible to run into unique risks when you work with others in your own home. Insurance can help with managing many of the most common risk you might face.

• General Liability insurance – If a patient slips on or falls, it will need to be taken to an emergency room. A patient accidentally breaks an expensive vase by knocking it over. These are just a few of the many claims General Liability can help with.
• Professional Liability insurance – Your skill and knowledge are crucial to the well-being of patient’s families and patients. A negligence lawsuit, professional liability or other claim against you can be filed if you make an error in your care or don’t meet their expectations.
• Cyber Liability insurance – Home healthcare agencies may have sensitive patient information. Cyber Liability insurance may be able to assist you in repairing the damage done to your business by covering data breaches or other malicious attacks.

BizInsure can help you find home health care liability insurance.

Here are some general guidelines for obtaining a home health care aide license in New Jersey:

1. Meet the basic requirements: To become a home health care aide in New Jersey, you must be at least 18 years old and have a high school diploma or equivalent.
2. Complete a training program: You need to complete a state-approved home health care aide training program. These programs are offered by various vocational schools, community colleges, and home health care agencies in New Jersey. The training program typically includes classroom instruction as well as hands-on clinical training.
3. Background check: You must undergo a criminal background check, which includes fingerprinting. This is to ensure the safety of vulnerable populations that home health care aides work with.
4. Obtain CPR certification: You will need to acquire cardiopulmonary resuscitation (CPR) certification from an approved provider. CPR training ensures you are prepared to handle emergency situations.
5. Pass the competency evaluation: After completing the training program, you must pass a competency evaluation. This evaluation assesses your skills and knowledge in areas such as personal care, safety, infection control, and communication.
6. Apply for certification: Once you have successfully completed the training program and passed the competency evaluation, you can apply for certification as a home health care aide in New Jersey. The application is typically submitted to the New Jersey Board of Nursing or another relevant regulatory body. You may need to provide documentation such as proof of training completion, CPR certification, and a completed application form.

It’s important to note that New Jersey does not issue a specific “license” for home health care aides. Instead, certification is obtained, and the specific requirements and process may vary slightly depending on the organization or agency overseeing the certification.

To ensure accuracy and get the most up-to-date information regarding the specific requirements and process for obtaining certification as a home health care aide in New Jersey, it is recommended to contact the New Jersey Board of Nursing or the New Jersey Department of Health’s Division of Consumer Affairs, as they can provide the most accurate and current information.