Insurance for Nutritionists and
Dietitians
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Why do Nutritionists and Dietitians need insurance?
You are busy running your practice, giving diet and nutritional advice to your clients, helping them get healthy. You do your best to stay up-to-date on all the latest research and developments in your field. But that may not be enough to protect you legally.
If a client experiences a problem with a service you’ve provided them, for example, you suggested they follow a high-fibre diet because an overwhelming majority of the scientific research suggests that this is the proper course of treatment for your client. However, your client might get sick and decide to sue you for malpractice. If their lawyer can find even one contradictory article or study that was published after the research you used, you are liable. And yes, they can cite studies or articles published in minor, lesser-known journals.
Unless you have 24-hours a day, 7-days a week dedicated to research, you need to protect yourself with Professional Liability Insurance.
Did you Know?
As a nutritionist or dietitian, when you give sound advice to your client but your client becomes ill by not following your directions, you could be left vulnerable to lawsuits that could cripple your business.
Insurance For Nutritionists and Dietitians
Professional Liability Insurance (aka E&O insurance)
As a nutritionist or dietitian, you’re in the business of providing valuable nutritional advice to trusting clients. Careful as you may be, the risk of making an error or providing misleading advice no matter how unintentional, can unfortunately happen.
Don’t leave yourself susceptible to a claim and start protecting your business with Professional Liability Insurance. Often referred to as “Errors & Omissions,” Professional Liability insurance offers essential cover for professional dietitians by providing protection against claims made against your advice or service.
These are some of the types of claims which could be made against you, resulting in damage to your business not only financially, but also to your business’ reputation:
- Giving advice outside the scope of your education
- Not keeping up to date and educated with the latest research
- Providing nutritional advice that is contrary to what doctor suggests
General Liability Insurance
It is known as one of the most basic forms of business insurance but General Liability insurance is equally one of the most essential insurances for nutritionists and dietitians.
General Liability is frequently required by contract from customers, landlords and suppliers. Examples of what General Liability protects you against:
- Accidents related to bodily injury and property damage of third parties
- Accidents that occur inside or outside of your place of work
- Can also cover advertising injury and personal injury claims related to the promotion and day-to-day operation of your business
- Covers Medical expenses if a third-party is injured and requires immediate medical attention at your place of business